Terms of Service

1. Introduction

Welcome to Wizensefunding ("we," "us," or "our"), a crowdfunding platform that connects project creators with supporters. By accessing or using our website at www.wizensefunding.com (the "Website") or our related services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use our Services.

These Terms govern your use of the Services, including account creation, project funding, and interactions with other users. We reserve the right to update these Terms at any time, with changes posted on this page and significant updates communicated via email or Website notice.

2. Eligibility

To use our Services, you must:

• Be at least 18 years old or have parental consent if under 18.
• Provide accurate and complete information during account registration.
• Comply with all applicable laws and regulations in your jurisdiction.

We reserve the right to refuse service or terminate accounts for non-compliance with these Terms.

3. Account Responsibilities

When you create an account, you are responsible for:

• Maintaining the confidentiality of your account credentials.
• Ensuring all information provided is accurate and up-to-date.

We use session data (e.g., tokens, browsing history) stored in our database’s sessions table with a TEXT column for the payload to manage your account sessions securely. You agree to our use of this data as described in our Privacy Policy.

4. Project Creation and Funding

As a project creator, you agree to:

• Provide truthful and accurate information about your project, including its goals, risks, and rewards.
• Fulfill all promised rewards to supporters in a timely manner.

As a supporter, you acknowledge that:

• Pledges are voluntary contributions, and funding a project does not guarantee receipt of rewards.
• Payment processing is handled by secure third-party providers (e.g., Stripe, PayPal), and we do not store your payment details directly.

5. Prohibited Conduct

You agree not to:

• Use the Services for illegal purposes or to violate any laws.
• Post fraudulent, misleading, or offensive content.
• Attempt to bypass our security measures or interfere with the Website’s functionality.
• Use automated systems (e.g., bots) to access or manipulate the Services without permission.

We reserve the right to suspend or terminate accounts for violations of these Terms.

6. Intellectual Property

All content on the Website, including text, graphics, and code, is owned by Wizensefunding or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or modify our content without prior written consent.

Content you submit (e.g., project descriptions, images) remains your property, but you grant us a worldwide, non-exclusive, royalty-free license to use, display, and promote it in connection with our Services.

7. Limitation of Liability

To the fullest extent permitted by law, Wizensefunding is not liable for:

• Any indirect, incidental, or consequential damages arising from your use of the Services.
• Loss of data, funds, or rewards due to project failures or third-party actions.
• Technical issues, including session data errors, though we strive to maintain a secure database with a TEXT column for session payloads to prevent truncation issues.

Our Services are provided "as is" without warranties of any kind, express or implied.

8. Termination

We may suspend or terminate your access to the Services at our discretion, with or without notice, for violations of these Terms or for any other reason. Upon termination, your account data and session information may be deleted, subject to our Privacy Policy.

9. Governing Law

These Terms are governed by the laws of Estonia, without regard to conflict of law principles. Any disputes arising from these Terms will be resolved in the courts of Tallinn, Estonia.

10. Changes to These Terms

We may update these Terms to reflect changes in our Services or legal requirements. Updates will be posted on this page with a revised "Last Updated" date. Significant changes will be communicated via email or a prominent Website notice.